![]() In fact, my own sainted parents failed to itemize for three years running when they could have. It doesn’t matter if the relative lives with you or not.ĭon’t be surprised to discover that you can claim an itemized medical expense deduction when you thought you could not, especially if you are paying for Medicare and long-term care coverage. For a person to be your qualifying relative last year, you generally must have paid over half of his or her support for 2014 and the person must be your adult child, son-in-law, daughter-in-law, grandchild, father, stepfather, father-in-law, mother, stepmother, mother-in-law, brother, step-brother, brother-in-law, sister, step-sister, sister-in-law, aunt, uncle, niece, or nephew. The maximum premium amounts that you can treat as medical expenses are the age-based figures listed below (these numbers are adjusted annually for inflation).ĭid you pay health premiums for a qualifying relative last year? If you did, count these outlays too in figuring your total eligible medical expenses. Therefore, premiums you pay for a qualified policy are treated as medical costs for itemized medical expense deduction purposes, and they can help you clear the 10%-of-AGI or 7.5%-of-AGI hurdle. ![]() Under the federal income tax rules, a qualified long-term care policy is considered health insurance. Premiums for Medigap policies vary depending on the plan. If you have Medigap coverage, you don’t need Part C coverage and vice versa. Medigap Insurance is private supplemental insurance similar to Part C coverage. For 2014, the adjustment amount could have been up to $69.30 a month (up to $832 per person for the whole year). Higher-income folks pay an “adjustment amount” in addition to their basic premiums. Medicare Part D is for private prescription drug coverage. Medicare Part C is for private Medicare Advantage health plan coverage, which is supplemental to the government-provided Part A and Part B coverage. Now they do (see IRS Publication 502, Medical and Dental Expenses at the IRS website.) There are several different kinds of Medicare insurance. Some tax pros, including yours truly, had long believed this to be true, but the Form 1040 instructions and IRS publications provided no support. Just a couple of years ago, the IRS finally admitted that Medicare insurance premiums count as qualified health premiums for purposes of the itemized deduction for medical expenses. You cannot deduct premiums for insurance that cover loss of limbs or loss of earnings due to illness or injury. In the medical expense pot, you can include premiums for health policies that cover doctors and hospitals (so-called major medical coverage), dental care, vision care, and specialized health policies that cover things like accidents and cancer. General rule for deductible health-insurance premiums That’s why it’s important to identify all qualified expenses that you can throw in the pot, including health-insurance premiums. ![]() If your total qualified medical expenses don’t exceed the applicable percent-of-AGI threshold, you get no write-off. ![]() AGI is the number at the bottom of the first page of your Form 1040 it includes all taxable income items and selected deductions such as alimony paid, student loan interest (up to $2,500), and moving expenses. However, to actually claim a deduction on your 2014 return, your total qualified expenses, including eligible health insurance premiums, must exceed 10% of your adjusted gross income (AGI) or 7.5% of AGI if you, or your spouse if you are married, was age 65 or older as of Dec. As an individual taxpayer, you can potentially claim an itemized deduction for qualified medical expenses, including health-insurance premiums.
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![]() However, almost as soon as many of these structures were built, they were obsolete, as newer, smaller, and equally unnecessary mobile missiles were put into service. And so, the argument went, the very fact that any attack (even if successful) would also mean certain destruction of the attacker should serve as a powerful deterrent-the more missiles we build, the less chance we’ll need to use them! Thus, in the time-honored tradition of spending vast sums of money on absurdly illogical military projects, the United States government built nuclear-capable Atlas and Titan intercontinental ballistic missiles and Nike surface-to-air missiles-and planted them in hundreds of hardened underground launch facilities scattered around the country.Ī typical missile silo cost more than US$3 million to construct in 1960. Although there was no way to stop incoming missiles, we could certainly return the favor by launching our own missiles to wipe out vast portions of our enemy’s country. Where Have All the Missiles Gone?īack in the late 1950s and early 1960s, the conventional wisdom of the Cold War held that the United States could come under nuclear attack by the Soviets at any time. At any given time, astute shoppers can find several such properties on the market in various parts of the United States. In fact, however, there are dozens of missile silos (and other missile sites) that have been-or soon will be-renovated for use as private homes, schools, businesses, and other non-military applications. That would be a curiosity, but little more. I’m not even talking about just one particular abandoned missile base. And for the highest bidder, it can become home. Looks a bit unusual, sure, but think of those high ceilings, the nicely insulated walls, the privacy. ![]() Or wait-what’s this?-an abandoned underground missile base? Incredible but true. Maybe even that little cabin in the mountains of central Costa Rica. ![]() Or perhaps on a small ranch in New Mexico. I imagine how nice it would be to live on an island somewhere. I don’t have the means to purchase a rural getaway, but just looking at the ads and daydreaming about them for an hour or two usually puts me in a better mood. At times like these, I like to browse the real estate listings online. The noise, traffic, crime, and cost of living occasionally make me long for a quiet, affordable home out in the middle of nowhere. As much as I enjoy urban life, there are times when it gets to me. With the global 500px online photo sharing platform, you can let the whole world see your amazing photos. ![]() As a result of decreased memory use, sliders are more responsive and there’s less lag when using multiple tools. ![]() We’ve also optimized some effects in terms of memory use and removed unnecessary calculations, leading to a smoother and faster workflow and allowing you to work with more effects with considerably less lag. The opening speed also depends on the computer’s workload, but the improvements are clearly noticeable: editing sliders light up faster, and switching between photographs in Edit mode is snappier.Īlso, tools now use up to two times less memory. On more powerful hardware you can expect Raw files to open up to three times faster, while on less powerful computers they can open up to eight times faster. This acceleration will be more noticeable on less powerful computers. As a result, you can now enjoy faster opening of Raw images. To give you a better and more enjoyable editing experience, our team has accelerated Luminar inside and out. Significant performance improvements under the hood We’ll make sure to use your feedback to improve the Search tool in the future! Share your insights on how you search through your photo library. The Search tool lets you start editing faster and makes for an efficient start to a satisfying editing journey. With Search, you can quickly and easily find images by name, folder, date, or extension for straightforward Library management. Located in the top menu bar in the Gallery view, Luminar’s Search tool allows you to find images in the Library without hassle and accelerates your editing workflow. Simply and comfortably find photos in Luminar with the new Search tool. ![]() We hope Luminar 4.3 will be just what you need to create amazing photography faster and better. Thank you very much for constantly providing valuable feedback that helps us move forward. “Performance and stability are our top priorities for Luminar” says Dima Sytnik, Co-founder and CPO of Skylum.“We will continue to work hard to provide the most enjoyable and convenient software for photo artists worldwide.” For example, the convenient new Search tool helps you quickly find the photos you need, while 500px integration lets you share your amazing art! In fact, in the Luminar 4.3 update you’ll find amazing performance improvements as well as a lot of surprises. Our priority is making photo editing enjoyable and fast, so we’re continuing to focus on speed and performance in Luminar. ![]() ![]() If both satisfy your performance needs, use the one you feel more comfortable developing with. PostgreSQL inserted 84 more orders than MariaDB while only needing 39 more transactions. ![]() Support for multiversion concurrency control (MVCC) MySQL: No. Competitive advantages, Redis Enterprise is a robust in-memory. Set your goal in terms of performance, install both products on your test machine and run them. PostgreSQL is faster than MariaDB at data management. PostgreSQL: Yes hstore and user-defined tdtaa. The Redis real-time data platform builds upon the unmatched simplicity and speed. I doubt you can go wrong by choosing either of the two databases, just beware of false benchmarks claiming one product is faster than another. The recent versions of MySQL and Postgres have slightly erased the performance difference between the two databases. The decision of which database to use ultimately comes down to your projects specific needs. Comparing PostgreSQL and SQL Server will help you better understand the possible advantages and trade-offs of the two systems, and which one is better suited for your purpose. Real question is, what does it mean that something is "bad" at GIS "stuff"? What does bad mean? Can't calculate something? Can't store something? I just don't get what you consider bad really. Previously, Postgres performance was more balanced, i.e., reads were generally slower than MySQL, but then it improved and can now write large amounts of data more efficiently, making concurrency handling better. Additionally, MySQL is typically faster than PostgreSQL. Download This is what brings us to this discussion. Natively, MySQL supports 9 engines if I'm not mistaken but it has a plethora of commercial engines to choose from, along with 2 popular forks (Percona's and MariaDB) that introduce various enhancements, especially for InnoDB storage engine. The position of this paper is that when the two are compared using the high level of data integrity demanded by a serious transactional database application, the current generation PostgreSQL performs similarly or better than MySQL (particularly under heavy user loads and with complex queries), while retaining its lead in the areas of SQL standa. The difference is that MySQL has pluggable engine architecture, allowing it to plug in various engines. However, the PostgreSQL results were impressive. In my opinion, it's silly to compare MySQL and PostgreSQL in terms of speed if there are variables unknown, such as - what's your budget, what's your target system output and what's your load rate?īoth RDBMSs are great, and they can be scaled. MySQL and MariaDB performed similarly, with a negligible difference. |
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